Short-term loans,
straight-talking terms.
Borrow ₹5,000 to ₹5,00,000 for 3–6 months with a fully digital process, clear pricing, and money in your account within 24 hours. We look at more than just your credit score.
- No upfront fees
- No foreclosure charges
- Paperless KYC
- RBI-registered NBFC
- Since 2002
- RBI-registered NBFC
- Typical disbursal time
- 24 hrs
- Typical disbursal time
- Maximum loan amount
- ₹5,00,000
- Maximum loan amount
- Fees before disbursal
- ₹0
- Fees before disbursal
Credit that fits real life
Whether it's a medical bill, a school fee, or stock for your shop — pick the product that matches the need.
Instant Personal Loan
A one-time loan for planned or unexpected expenses, repaid in easy monthly instalments.
- ₹5,000 – ₹5,00,000
- 3 to 6 month tenure
- Disbursed within 24 hours
Flexible Credit Line
A pre-approved limit you can draw from whenever you need — like a safety net for your month.
- Withdraw only what you need
- Interest only on amount used
- Reuse as you repay
Merchant EMI
Let your customers buy now and pay in instalments, while you get paid upfront.
- Assured payment to merchants
- Higher order values
- Quick onboarding
Borrow for what matters
No questions about why — just a clear offer.
- Medical emergency
- Education fees
- Home repair
- Wedding & festivals
- Travel
- Bills & rent
Three steps. No branch visits.
The whole journey happens on your phone, and you see every rupee of cost before you sign.
- 1
Apply online
Fill a short form and complete paperless KYC with your PAN and Aadhaar.
- 2
Get verified
We review your documents and share a clear offer with the Key Fact Statement.
- 3
Sign & receive
E-sign the agreement and the money reaches your bank account within 24 hours.
Know your EMI before you apply
Move the sliders to see what your monthly repayment could look like.
Your monthly EMI
₹13,212
- Principal
- ₹50,000
- Total interest
- ₹29,271
- Total payable
- ₹79,271
Illustrative only. Excludes processing fee and GST. Your actual rate, fees and APR are shown in the Key Fact Statement before you accept.
Built around the borrower
We designed every step to be quick for you and honest about cost.
Swift approvals
Decisions in minutes, so you aren't left waiting when it matters.
Transparent pricing
Interest, fees and APR are shown upfront in your Key Fact Statement. No hidden charges.
Beyond the score
We assess your full profile, so thin-file and first-time borrowers get a fair chance.
Minimal paperwork
PAN, Aadhaar and bank statements — that's usually all we need.
Free to prepay
Close your loan whenever you like with zero foreclosure charges.
Your data, protected
Bank-grade encryption, and we only collect data with your explicit consent.
Lending together with Tap4Credit
Tap4Credit is our Lending Service Provider. It runs the digital application journey, while Peristyle — the RBI-regulated lender — makes credit decisions and disburses funds directly to your account.
Lender of record
Every loan is sanctioned and disbursed by Peristyle.
RBI digital lending norms
KFS, cooling-off and direct-to-account flows as standard.
Fast, digital journey
Tap4Credit's platform keeps applications quick and simple.
Fair collections
Respectful, regulated recovery — never coercive.
Who can apply for a Peristyle loan?
Indian residents aged 21–58 with a regular monthly income, a valid PAN and Aadhaar, and an active bank account can apply. Final eligibility depends on our credit assessment.
How quickly will I receive the money?
Once your documents are verified and you e-sign the loan agreement, funds are typically credited to your bank account within 24 hours.
Do you charge any fee before the loan is disbursed?
No. Peristyle never asks for any payment before disbursement. If anyone asks you to pay upfront in our name, do not pay and report it to us immediately.
Can I close my loan early?
Yes. There are no foreclosure or prepayment charges. You can also exit within the cooling-off period by repaying the principal and the proportionate APR, without any penalty.
What is Tap4Credit's role?
Tap4Credit is our Lending Service Provider (LSP). It operates the digital application journey, while Peristyle, as the regulated lender, makes all credit decisions and disburses funds directly to your bank account.
Ready when you are.
Check your eligibility in a few minutes. It's fully digital, and we never charge anything before disbursement.